Privacy Policy

Thank you for visiting adelieriskadvisors.com. Please read our Terms & Conditions and this Privacy Policy carefully, as your use of websites, products or services maintained by Adelie Risk Advisors, LLC (dba Adelie Insurance Agency in Florida and California) (“Adelie”, “we”, “us”) constitutes agreement to both. If you do not agree with either or all policies, immediately discontinue use of our website, products, or services.

This Privacy Policy describes Adelie’s privacy practices. It explains when and how we collect visitor or customer information, including Personal Information (as defined below), how such information is used, and the circumstances under which information may be disclosed to others. This Privacy Policy does not cover our collection, use, and disclosure of information related to employees or job applicants.

We may collect the following types of information from or about you or concerning your computer or device, which may include information that can itself be used to identify and contact you or which is capable of being associated with you (“Personal Information”):

• Identifiers such as name, user ID, password, email address, phone number, billing address, social security number, driver’s license number, Federal Employee Identification Number
• Commercial Information such as inquiries about or history of purchases of our products and services, payment information including credit card number, vehicle information number
• Internet or Other Electronic Network Activity Information such as the URL of the website you visited, website visitor preferences
• Audio, electronic, visual, thermal, olfactory, or similar information such as call recordings, chat/text message transcripts, and video recordings of your interactions with our websites and services
• Professional or Employment-Related Information such as job title, employer/company name, professional licensure
• Personal Information as Described in Cal. Civ. Code § 1798.80(e) only to the extent collected in an above category

Some of the Personal Information listed above may be considered sensitive under relevant privacy laws (“Sensitive Personal Information”). This includes social security number and account access credentials (user ID and password). Each type of Sensitive Personal Information may overlap with a category of Personal Information listed above.

We may also receive certain information that may be provided by your browser or mobile device, including:

• Browser Information
• Operating System Information
• Mobile Device Information (e.g., device identifier, mobile operating system, etc.)
• IP Address
• Pages Accessed
• Time of Visit
• Time of Last Visit
• Referring Site, Application, or Service, including the relevant Search Queries that led you to Adelie’s website

When we can reasonably link the information we collect from your browser or mobile device to you it is considered Personally Information under the categories of Identifiers or Internet or Other Electronic Network Activity as appropriate.

We may use your information to:

• Enhance or improve the functionality of websites, products, or services.
• Process transactions.
• Send email messages and other updates about Adelie websites, products, and services, including requests for your agreement on policies such as this Privacy Policy and our Terms & Conditions.
• Send commercial email messages and engage in other marketing about our websites, products, or services, and respond to inquiries.
• Comply with legal obligations and enforce our legal rights and the legal rights of others.
• Perform day-to-day business functions such as analytics, accounting, forecasting, and meeting our contractual obligations.
• Assert legal rights and defend against legal claims.
• Perform any other function that we believe in good faith is necessary to protect the security or proper functioning of our websites, products, or services.

We may use Sensitive Personal Information to facilitate your access to our products and services and process transactions requested by you. We do not sell Sensitive Personal Information or share Sensitive Personal Information for cross-context behavioral advertising purposes.

In certain cases, you may be able to review and edit the Personal Information you have provided to us by logging into your account on our websites and editing your account preferences and information. Although many account changes occur immediately, information may still be stored in your web browser cache. We take no responsibility for stored information in your cache, or locations not readily visible, and disclaim all liability as such. Also, Adelie may, from time to time, retain residual information about you in our backup and/or user database.

We use cookies to remember your preferences and to assist with our website analytics and advertising activities. If you disable cookies in your browser, our websites and services may not work properly and we disclaim all liability for nonperformance or errors resulting from disabled cookies.

Websites, products, and services maintained by us may contain links to third party websites, products, or services. These third-party websites are not screened for privacy or security by Adelie, and you release us from any liability for the conduct of these third-party websites. We have no responsibility for the information collected or used by any third-party website, including those containing advertising or solicitation requests. Please review the privacy policy and terms of service for each site you visit through third party links.

Service Providers

‍We may establish a relationship with other businesses to provide services to us which may include corporate affiliates (“Service Providers”), including, but not limited for:

• Payment processing;
• Facilitating marketing and non-marketing communications;
• Marketing design and development;
• Business analytics (both marketing and non-marketing related);
• IT and network administration such as data storage and management,
  website hosting, and data security;
• Professional services such as legal and accounting;
• Obtaining legal records;
• Collection of accounts; and
• Day-to-day business operations such as courier services, facilities management, and document destruction.

We only provide our Service Providers with the information necessary for them to perform these services on our behalf. Each Service Provider is expected to use reasonable security measures appropriate to the nature of the information involved to protect your Personal Information from unauthorized access, use, or disclosure. Service Providers are prohibited from using Personal Information other than as specified by us.

In the past twelve months, we have disclosed each category of Personal Information we collect (listed above) to one or more Service Providers.

With the continued use of our websites, products, or services, you grant the Service Providers we may use in the course of our business the same rights that you afford us under this Privacy Policy. You further agree not to hold us liable for the actions of any of these Service Providers, even if we would normally be held vicariously liable for their actions, and that you must take legal action against them directly should they commit any tort or other actionable wrong.

We do not sell Personal Information to third parties for their own direct marketing purposes or any other purpose.

By providing your contact information to us, you agree to receive communications from us and waive all rights to file complaints concerning unsolicited email messages from us or anyone else covered under this Privacy Policy. However, you may discontinue receiving certain commercial email communications by notifying us you no longer wish to receive solicitations or information other than for account management purposes. Upon receipt of your request, we will endeavor to remove you from our contact database.

We may share your Personal Information with other companies who do not provide services to us (“Third Parties”). When we use the word “share” in this Privacy Policy, we mean sharing solely for targeted or cross-context behavioral advertising purposes. In the past twelve months we have shared Personal Information as follows:

We do not knowingly sell or share the Personal Information of individuals under the age of 16 to Third Parties. We do not sell Personal Information.

Additionally, we may disclose Personal Information to Third Parties for a business purpose that does not constitute a sale or sharing of that Personal Information. For example, we cooperate with government and law enforcement officials and private parties to enforce and comply with the law. We may disclose Personal Information and any other information about you to government or law enforcement officials or private parties if, in our discretion, we believe it is necessary or appropriate to respond to legal requests (including court orders, investigative demands and subpoenas, and national security or law enforcement requests), to protect the safety, property, or rights of ourselves, consumers, or any other third party, to prevent or stop any illegal, unethical, or legally actionable activity, or to comply with law. You authorize us to make such disclosures and release us from any damages that may arise from or relate to the release of your information to a request from law enforcement agencies or private litigants.

We may also disclose Personal Information and Usage Data to businesses controlling, controlled by, or under common control with us. If we are merged, acquired or sold, or in the event of a transfer of some or all of our assets, we may disclose or transfer Personal Information and Usage Data in connection with such transaction.

In the past twelve months, we have disclosed the following categories of Personal Information to Third Parties for a business purpose that is not a sale or sharing of Personal Information:

If you direct us to disclose your Personal Information to a Third Party, we may, in our sole discretion and in accordance with applicable law, follow your instruction.

We have implemented reasonable security mechanisms to protect Personal Information that may be maintained on our servers from loss, misuse and unauthorized access, disclosure, alteration and destruction. Examples of these security mechanisms include limited and password-protected access, high security public/private keys, encryption on processed data, and SSL encryption to protect transmission of data. When we contract with Service Providers to store or process customer and visitor data, we require that they implement reasonable security measures in compliance with applicable laws.

Please keep in mind that no security system is totally impenetrable. Despite our best efforts, it may be possible for third parties to intercept or access information. We cannot guarantee the security of your information, and you agree to not hold us responsible for unauthorized access.

Our websites, products, and services are not directed to children under 16. We do not knowingly collect Personal Information from children under 16. If you are under 16, do not attempt to register or send any information about yourself to us, including your name, address, telephone number, or email address. If a parent or guardian becomes aware that a child has provided us with Personal Information, please contact us at moc.srosivdaksireileda@ycavirp. If we become aware that a child under 16 has provided us with Personal Information, we will delete such information from our servers.

Your information may be transferred to—and maintained on—computers located outside of your state, province, country or other governmental jurisdiction where the privacy laws may not be as protective as those in your jurisdiction. If you are located outside the United States and choose to provide information to us, we will transfer your Personal Information to the United States and process it there and in other jurisdictions of our choosing. Your awareness of this Privacy Policy, your submission of such information, and continued use of our websites, products, and services represents your agreement to that transfer.

We retain your Personal Information for as long as we have a relationship with you. We also retain your Personal Information for a period of time after our relationship with you has ended where there is an ongoing business need to retain it. This includes retention to comply with our legal, regulatory, tax, and/or accounting obligations.

If you have any questions about this Privacy Policy or our privacy practices, please contact us at moc.srosivdaksireileda@ycavirp.

We may update this Privacy Policy from time to time without prior notice. When we make material changes this policy, we may choose, but are not required, to notify you by email message and ask you to accept the changes. But in any event, we will publish notice of any such material changes on our website, and the continued use of our website, product or service will constitute your acceptance of those changes.